Questions? Straight answers.
Plain answers about how ChoiceCredit works.
No. ChoiceCredit is not an insurance company. We help you compare health insurance plans and apply for one. We work with a licensed insurance broking partner, and your policy is issued by the insurer you choose.
Health insurance prices depend on each person's age, health, city and the cover you choose. Instead of a rough number that may change, we get the insurer's exact quote and share it with you.
You pay the insurer, never us. Not for the policy and not for our help. You pay on the insurer's official portal.
No. Customers never pay ChoiceCredit.
So only you can track your application. We use your number only for your application. No spam, and we never sell it.
We share the insurer's quote with you in My account and complete the purchase with you on the insurer's portal. Every update shows in My account. You get an application number as soon as you apply; please mention it when you contact us.
Certified insurance advisors (POSP), working with our licensed broking partner.
Yes. Choose "Port my policy" at the start. We'll check your current policy and explain your options.
Yes. Choose "Renew my policy" and we'll help you with your renewal.
Plans from 18 insurers, including Care, Niva Bupa, Star, HDFC ERGO, ICICI Lombard, Tata AIG, Aditya Birla and ManipalCigna.
Go to My account and log in with the mobile number you applied with. We send an OTP to that mobile, and then you see all your applications. Each one shows its application number.
Check your SMS spam or blocked messages. Still nothing? Ask for a new OTP, or message us on WhatsApp at +91 93450 71446.
Talk to a real person
Our advisors will answer your questions. No obligation.
You pay the insurer, never us.