Privacy notice

1. Who we are

ChoiceCredit (sole proprietorship, Udyam UDYAM-TN-08-0064113), Chennai, runs this website and is responsible for your details.

2. What we collect, and why

• Name, mobile number, PIN code and city: to give you quotes and track your application.
• PAN: so one person has one record. We keep only a coded copy.
• Each member's name, relation, date of birth, gender, height and weight, and health answers, medicines, habits and past claims: the insurer needs these to quote and issue cover.
• PAN of members is used to check that details are correct.
• Address, email, marital status, income, occupation and nominee: the insurer's proposal form asks for these.
• Policy copies you upload: for renewals and ports.
• OTP checks and consent ticks: proof of what you agreed to.

3. Who sees it

ChoiceCredit staff; your partner, if you came to us through one; the insurer you choose and a registered insurance broker; and service providers who run the site for us (storage, hosting, OTP messages). We never sell your details.

4. How long we keep it

Only as long as your application and policy need them, and as the law requires. Then we delete them.

5. Family members and children

You confirm the family members you add have agreed. For a child, you confirm you are the parent or lawful guardian.

6. Your rights

You can see, correct or ask us to delete your details, withdraw your consent, or switch off offers, in My account or by writing to us.

7. Keeping it safe

OTP sign-in, automatic sign-out, and staff see only what their role needs.

8. Questions and complaints

Grievance Officer: Amit Sahgal, ChoiceCredit. choicecredit3@gmail.com or WhatsApp 9345071446. We reply within 30 days. If you are not satisfied, you can go to the Data Protection Board of India.