Terms of use
Last updated: 07-NOV-26
1. About these terms
This website is run by ChoiceCredit, a sole proprietorship registered in Chennai (Udyam UDYAM-TN-08-0064113). By using it, you agree to these terms and to our Privacy notice. We may update them; the date above shows the latest version.
2. What we do
We help you apply for financial products. We are not an insurer or a lender. Whether you are accepted, and on what terms, is the provider's decision.
3. Insurance
Insurance is arranged by a Point of Sales Person (POSP code IP159246) attached to a registered insurance broker. Your policy is a contract between you and the insurer.
4. What you pay
You never pay us. You pay the provider directly.
5. No gifts on insurance
The law does not allow money, vouchers or gifts for buying a policy. No one acting for us may offer them.
6. What you tell us
Your details must be true and complete, including health answers. Wrong or missing answers can lead to a claim being refused.
7. Fair use
Do not give false details, apply for someone without their consent, copy our content or try to break the site.
8. Our responsibility
We are not responsible for a provider's decisions, including claims. Where the law allows, our responsibility is limited to the service we give.
9. Law
Indian law applies. Courts in Chennai have jurisdiction.